Structured Trade Finance (STF)
Structured Trade Finance uniquely combines various global supply chain finance products into a unified debt structure, creating a superior alternative to standard loans by providing non-standard security.
Trade Finance Overview.
Structured Trade Finance (STF) represents a transformative approach to working capital management, specifically designed for businesses involved in the movement and transformation of commodities across borders. Unlike traditional lending facilities, STF leverages the underlying trade flow as primary security, creating self-liquidating structures that align perfectly with the commercial cycle.
At Ehitra Capital, we architect bespoke STF solutions that combine multiple supply chain finance instruments — from pre-export finance to receivables discounting — into a unified credit framework. This integrated approach maximizes your borrowing base while minimizing covenant constraints and balance sheet impact.
Our deep expertise spans commodity chains including metals, energy, agricultural products, and manufactured goods. We connect producers, traders, and processors with a curated network of trade finance banks, development finance institutions, and specialized credit funds who understand the nuances of physical commodity flows.
Low-risk trade cycles mirroring supply chain.
“Transform your supply chain into a funding engine”
Capabilities
Key Benefits.
Off-Balance Sheet Optimization
STF structures can be designed to achieve off-balance sheet treatment, improving key financial ratios and preserving your capacity for additional strategic funding.
Self-Liquidating Risk Profile
Because trade finance facilities are repaid from the proceeds of the underlying transaction, they carry inherently lower risk compared to term loans or revolving credit facilities.
Enhanced Borrowing Capacity
By unlocking value embedded in your supply chain — receivables, inventory, purchase orders — STF significantly expands available working capital beyond traditional banking limits.
Cross-Border Expertise
Our team navigates the regulatory and documentary complexities of multi-jurisdictional trade flows, ensuring seamless execution regardless of geography.
How We Execute.
Trade Flow Analysis
We map your entire supply chain — from raw material sourcing to final delivery — identifying every financeable node and quantifying the working capital opportunity.
Structure Engineering
Our team designs a bespoke STF architecture that combines the optimal mix of instruments (PO finance, inventory finance, receivable discounting) tailored to your specific trade cycle.
Lender Syndication
We approach our curated network of trade finance banks and credit funds, presenting a compelling credit story and managing the due diligence process end-to-end.
Execution & Monitoring
We manage documentation, closing mechanics, and establish ongoing monitoring frameworks to ensure the facility performs optimally throughout its life.
Use Cases.
Commodity Traders & Processors
Large-scale commodity processors and trading houses seeking to finance inventory, in-transit goods, and receivables across multiple geographies.
Export-Oriented Manufacturers
Manufacturers with significant export order books who need pre-shipment finance and post-shipment receivable discounting.
Emerging Market Corporates
Companies in developing markets looking to access international trade finance lines backed by their commercial flows rather than sovereign risk.
Frequently Asked.
What types of businesses benefit from STF?
STF is ideal for commodity traders, processors, exporters, and import-dependent manufacturers who have predictable trade flows that can serve as primary collateral. The key requirement is a demonstrable, repeatable commercial cycle.